General terms

Eligibility

To use Contribute services you must be at least 18 years old, capable of entering into binding contracts and comply with applicable laws. Certain features, products or paid services may require additional verification, residency checks or assessment of supporter suitability.

Users must be 18 years or older to register for an account and access commitment advisory features. Minors may use the site only under supervision of a legally responsible adult.

You agree to use Contribute services for lawful purposes only. Activities that facilitate fraud, market manipulation, funds laundering or any illegal conduct are strictly prohibited. We may suspend or terminate accounts suspected of unlawful use and report to authorities when required.

Access to specific products or advisory services may be restricted by local laws and regulatory requirements. Residents of certain jurisdictions may not be able to use all features of Contribute.digital. Users are responsible for ensuring availability of services in their country and for compliance with local regulations.

Account and registration

When you create an Contribute account you provide accurate personal information and maintain the account credentials securely. You are responsible for all activity under your account and must notify us promptly of any unauthorized use.

You must keep your account information accurate and up to date. Providing false or misleading information may result in restricted access or termination of services.

Protect your password and authentication details. We recommend using strong, unique passwords and enabling two-factor authentication where available. Contribute will never ask for your password by email or unsolicited phone calls.

Accounts, profiles and any associated user rights are personal and non-transferable unless explicitly permitted by Contribute in writing. Selling, gifting or assigning an account is not allowed.

If you suspect unauthorized access to your account contact us immediately at +6580172905 so we can contribute and take appropriate measures, including temporary suspension of the account to prevent further loss.

We may suspend or restrict access to an account for security reasons, suspected breach of these Terms, non-payment, or required regulatory compliance checks. We will notify you of the suspension and next steps where possible.

Services offered

Contribute provides commitment education content, curated ethical commitment strategies, collection construction tools and subscription advisory services tailored for values-aligned supporter. Services include digital resources, model collection with ethical screens, and optional premium advisory packages. Access to certain tools and personalized advice may require identity verification and completion of suitability assessments.

Contribute may modify, add or discontinue services or features at any time to reflect regulatory requirements, market conditions, product development or user feedback. We will provide notice of material changes where feasible and update the website accordingly.

While we strive to ensure high availability of our digital services, temporary interruptions may occur for maintenance, security updates or third-party outages. Contribute is not liable for losses resulting from service downtime, but we aim to minimize disruption and keep users informed of planned maintenance.

User responsibilities

To maintain a constructive and secure environment on Contribute.digital, users must follow these rules when interacting with the platform and other users.

• Provide truthful and complete information during registration and any verification processes.
• Use the platform in a manner that respects intellectual property, privacy and applicable laws.
• Do not post harmful, abusive, defamatory or misleading content in public forums or messages.
• Refrain from activities that attempt to exploit, probe or damage site security or third-party integrations.
• Respect other users’ privacy and do not harvest or misuse their personal data.
• Comply with transaction, payment and subscription rules for paid services and do not attempt chargeback abuse.
• Report suspicious activity, bugs or content policy violations to Contribute promptly.

User content

Users may be able to submit content such as comments, feedback, profile information or forum posts. By submitting content you grant Contribute certain rights to use it and accept responsibility for what you share.

You retain ownership of the original content you post, provided it does not infringe third-party rights and complies with these Terms. You represent that you have the rights necessary to share the content.

By posting content on Contribute.digital you grant Contribute a worldwide, non-exclusive, royalty-free license to host, reproduce, modify, publish and display the content as needed to operate and promote the service, including in aggregated, anonymized forms.

You are solely responsible for the legality, accuracy and appropriateness of the content you publish. Contribute may remove or restrict content that violates policies, is illegal or is harmful to other users without prior notice.

Contribute reserves the right to remove, edit or block access to any user content that breaches these Terms or that we reasonably determine to be objectionable. Users may request removal of their own content; we will respond in accordance with applicable laws.

Intellectual property

All site content, software, branding and proprietary tools provided by Contribute are protected by intellectual property laws. Except as expressly permitted, you may not reproduce, distribute, create derivative works from or commercially exploit Contribute content without prior written consent.

• Do not copy or republish Contribute content for commercial gain without written permission.
• Do not reverse engineer, decompile or attempt to extract source code from Contribute software and tools.
• Respect activity and brand use guidelines; the name Contribute may not be used in ways implying endorsement without authorization.

Paid services

Contribute offers optional paid subscriptions and premium advisory services that provide additional research, model collection access, and personalized guidance. Paid services are governed by these terms plus any specific service agreements.

Pricing for subscriptions and advisory packages is displayed on the website and may vary by product, region and billing cycle. All fees are in Singapore dollars (SGD) unless otherwise indicated and include a clear breakdown of what is included.

Payments are processed via third-party payment providers. By subscribing you authorize charged amounts and agree to provide accurate billing information. Contribute is not responsible for issues arising from third-party payment processors.

Subscriptions renew automatically at the end of each billing period unless cancelled beforehand. You can manage or cancel subscriptions through your account dashboard. Changes to subscription tiers will take effect according to the selected plan terms.

Refunds are considered on a case-by-case basis. For digital advisory services, partial refunds may apply in limited circumstances where deliverables were not provided as described. Refund requests should be submitted promptly and will be processed according to our internal review and applicable law.

You may cancel paid services at any time. Cancellation prevents future billing but does not retroactively void charges already processed for prior billing periods. Access to paid features will continue until the end of the current billing cycle unless otherwise specified.

Users are responsible for any taxes, duties or VAT applicable to their purchases under local law. Contribute will apply taxes where required by jurisdiction and display tax amounts during checkout.

Contribute may adjust prices for existing or new services. Price changes for ongoing subscriptions will be notified in advance and give users the option to accept new pricing or cancel.

Failure to settle outstanding payments may result in suspension of paid features and collections actions where appropriate. We will provide notices prior to suspension and attempt to resolve payment issues collaboratively.

Disclaimer

Contribute offers educational content and commitment options with an ethical focus. Materials on Contribute.digital are for informational purposes and do not constitute personalised business, legal, tax or commitment advice. Before making commitment decisions you should consider your circumstances and, if necessary, consult a licensed professional. Past performance is not indicative of future results and all commitments carry risk.

Limitation of liability

To the maximum extent permitted by law, Contribute and its affiliates will not be liable for indirect, incidental, special or consequential damages arising from use of the site, reliance on its content, or inability to access services. Our aggregate liability for direct losses is limited to amounts paid by you for the relevant paid service in the preceding 12 months, except where local law requires a different limit.

Third-party services

Contribute may integrate with or reference third-party services, tools and data providers. We do not control these third parties and are not responsible for their content, policies or actions. Use of third-party services may be subject to separate terms and privacy practices.

Termination

Contribute may suspend or terminate access to the platform for breach of these Terms, legal reasons, non-payment or security concerns. Users may close their accounts at any time; certain data retention obligations may require we retain information for a period as permitted by law.

Upon termination, your access to paid features will cease and certain content, account data or entitlements may be deleted in accordance with our data retention and backup policies. Termination does not relieve you of outstanding payment obligations.

Privacy

Contribute collects and processes personal data to provide and improve our services. Our Privacy Policy explains what data we collect, how we use it, retention periods, and user rights. By using Contribute.digital you accept the practices described in the Privacy Policy and consent to processing as required to deliver services.

Communications

By registering, you consent to receive service-related notices, product updates and occasional marketing communications from Contribute. You can manage communication preferences in account settings and opt out of promotional messages while still receiving essential service notifications.

Changes to Terms

We may revise these Terms from time to time. Material changes will be posted on Contribute.digital and, where appropriate, notified to users in advance. Continued use of our services after changes constitute acceptance of the updated Terms.

Governing law

These Terms are governed by the laws of Singapore. Any disputes arising from these Terms or your use of Contribute will be subject to the exclusive jurisdiction of the Singapore courts, except where mandatory law provides otherwise.

Dispute resolution

If a dispute arises, please contact Contribute to attempt an amicable resolution. Should an informal resolution fail, disputes may proceed through mediation or litigation as permitted under Singapore law. Users retain any rights required by mandatory local consumer protection rules.